CMF establece nuevos plazos para la inscripción de operadores de tarjetas de pago

While the excerpt does not specify the exact dates, the direction is clear: operators should expect a formal compliance calendar and must be ready to demonstrate eligibility, governance and operational arrangements to the regulator. For compliance teams, the priority is to confirm whether the firm falls within scope, map the registration requirements against current licences and controls, and assign ownership for submissions. Payment firms and fintechs should review their card scheme relationships, outsourcing arrangements and consumer-facing disclosures, as registration status may affect market access and supervisory expectations.

Banking groups with card operations should assess group-wide impact and coordinate with existing regulatory obligations. Actionable steps include monitoring CMF communications for the official deadlines, preparing registration documentation, validating fit-and-proper and governance information, and establishing a project plan with clear milestones. Firms should also consider whether registration triggers changes to reporting, complaints handling or operational resilience arrangements.

RegCanary will track further CMF detail and deadline confirmation.