Autorizan difusión en consulta pública del proyecto normativo que aprueba el Reglamento General del Sistema de Finanzas Abiertas

For compliance teams at banks, fintechs, payment firms, insurers, and pension fund managers, this signals a formal move toward mandated data sharing and API-driven interoperability in Peru’s financial sector. The draft is expected to set governance rules, define data and service scope, participation conditions, and requirements for access, exchange and processing of customer data. Key implications: firms may need to build or upgrade API infrastructure, consent management, data security, and third-party risk controls.

Compliance functions should monitor the consultation, assess how open finance obligations could intersect with existing data protection and outsourcing rules, and prepare gap analyses. A coordinated response may be warranted, particularly on scope, liability, and implementation timelines. Although still a draft, early engagement can shape final requirements and reduce future remediation costs.

RegCanary view: treat as a strategic regulatory development. Action: assign ownership, review draft against current data-sharing capabilities, and consider submitting industry feedback. The consultation is a critical opportunity to influence a framework that could redefine competitive dynamics in Peruvian financial services.