CMF pone en consulta propuesta normativa que exige la exhibición de la cédula de identidad al realizar depósitos en efectivo a partir de $1 millón

Although still at consultation stage, the measure would directly affect branch and cash-handling operations, customer journeys and AML/KYC controls for institutions accepting cash deposits. Compliance teams should treat this as a scope-assessment trigger: confirm which products, channels and legal entities fall within the proposed threshold; map current deposit workflows and system prompts; define acceptable ID types and verification standards; and prepare staff training and customer communications. Firms should also assess operational friction, queue times, exception handling and data-retention/privacy implications.

The proposal reinforces a broader shift toward documented, auditable cash transactions and could improve customer due-diligence data quality if implemented consistently. Immediate action should focus on gap analysis and consultation-response planning rather than full build, given no final effective date is stated.