CMF informa sobre plataformas que ofrecen servicios regulados sin autorización y entidades no registradas ni autorizadas

For compliance and risk teams, this is a timely reminder that counterparty and customer onboarding controls must include direct verification against official regulator registers, not just commercial databases. Firms should review existing relationships with fintech platforms, crypto-asset providers, and investment portals to confirm licensing status, especially where services touch Chilean clients. The warning raises the risk of consumer harm, mis-selling, and AML/CFT exposure; it also creates potential supervisory scrutiny for firms that facilitate or refer to unauthorized providers.

Actions: refresh third-party due diligence, escalate any red flags, update client-facing disclosures, and monitor CMF alerts. Authorized firms can use this as a competitive differentiator by publicly reinforcing their regulated status. No new rules are introduced, but the notice signals increased supervisory attention.

Compliance teams should document their review and consider targeted staff training. Implementation effort is low-to-medium, focused on screening and monitoring rather than new systems.