AMLA has published several draft RTS and ITS under the regulatory framework for the prevention of money laundering and terrorist financing and invites stakeholders to sectoral roundtables

Although the standards still require European Commission adoption and Official Journal publication before they become binding, the FIN-FSA is signalling that supervised entities should begin preparing now. The most material areas for compliance teams are customer due diligence, group-wide AML arrangements, risk assessment and cross-border activity governance. Firms should treat these drafts as a preview of future supervisory expectations and use them to test current policies, controls, data and reporting capabilities.

Practical next steps include mapping draft requirements against existing AML/CFT frameworks, identifying gaps in CDD and group-wide oversight, assessing cross-border risk management arrangements, and monitoring AMLA and FIN-FSA communications on adoption and entry into force. Stakeholder roundtables may provide early insight into implementation expectations. The standards are not yet directly applicable, so immediate remediation is not required, but early gap analysis will reduce future implementation risk and support board-level planning.